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How Does Deterioration in the Quality of Borrowers Affect Multiple-Deposit

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How does deterioration in the quality of borrowers affect multiple-deposit expansion?

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Definitions:

BCE

Before Common Era, a non-religious alternative to BC (Before Christ), used in the Gregorian calendar to denote years before the birth of Jesus.

Neolithic Construction

Refers to structures built during the Neolithic era, around 12,000 years ago, including monumental stone buildings and megalithic sites.

Northern Europe

A geographical and cultural region in Europe, typically including countries such as the United Kingdom, Scandinavia, and the Baltic states.

Henge

Prehistoric architectural structures consisting of a circular area enclosed by a bank and ditch, with internal features such as stone or wooden posts.

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