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Chi-X:
Saving
Disposable income not spent for consumer goods; equal to disposable income minus personal consumption expenditures.
Deregulation
The process of reducing or eliminating government power in a particular industry, usually to create more competition within the industry.
Transactional Motive
relates to the need to hold cash for the purpose of conducting day-to-day transactions.
Precautionary Motive
The desire to hold cash or liquid assets to guard against unexpected events and emergencies, influencing how individuals and firms manage their finances.
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