Identify the INCORRECT Statement Regarding the Income of ADIs from Intermediation

question 88

Multiple Choice

Identify the INCORRECT statement regarding the income of ADIs from intermediation.

• A)ADIs earn an interest-rate margin.
• B)ADIs also earn fees from their activities as intermediaries.
• C)ADIs fees include account servicing fees and credit card fees.
• D)The net interest margin of ADIs has increased over the last 15 years.
• E)All of these are correct.

---

Definitions:

Negative Self-Talk

A person's habit of making critical or pessimistic thoughts about themselves.

Transference

A psychological phenomenon in which an individual unconsciously redirects feelings and attitudes from a person or situation in the past to someone or something in the present.

Behavior Therapy

A form of psychotherapy that focuses on changing negative behaviors through reinforcement and conditioning techniques.

Operant Conditioning

A learning process where behaviors are influenced by consequences like rewards or punishments.