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Drawing upon the lessons learned from the collapse of HIH, how should general insurers manage their ability to meet their contingent liabilities?
Cultural Outlook
The perspective and attitude towards different cultures and the ways in which cultural understanding influences an individual's views and behaviors.
Individualism
A social theory favoring freedom of action for individuals over collective or state control.
Personal Goals
Are the objectives or ambitions that an individual aims to achieve, which can be short-term or long-term.
External Attribution
An explanation for behavior focusing on the surrounding situation.
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