Which of the Following Statements Is True

question 48

Multiple Choice

Which of the following statements is true?

• A)The annual all-in-spread (AIS) measures annual fees earned on the loan by the FI less the annual spread between the loan rate paid by the borrower and the FI's cost of funds.
• B)The annual all-in-spread (AIS) measures annual fees earned on the loan by the FI plus the annual spread between the loan rate paid by the borrower and the FI's cost of funds.
• C)The annual all-in-spread (AIS) measures annual fees earned on the loan by the FI plus the loan rate paid by the borrowers.
• D)The annual all-in-spread (AIS) measures annual fees earned on the loan by the FI less the FI's cost of funds.

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Definitions:

Personal

Refers to individual or private concerns, characteristics, or aspects distinct to a person.

Physiological

Relating to the normal functions of living organisms and their parts, including all physical and chemical processes.

Self-concept

An individual's perception of themselves, shaped by their thoughts, feelings, and experiences.

Core Value

Fundamental beliefs or guiding principles that dictate behavior and action within an organization or individual, helping to shape its culture and decision-making.