Which of the Following Statements Is True

question 28

Multiple Choice

Which of the following statements is true?

• A)Borrower-specific factors are factors that affect all borrowers operating in the same industry.
• B)Market-specific factors are factors that are idiosyncratic factors arising from the market that affects single or a small number of borrowers.
• C)Market-specific factors carry a higher weight compared to borrower-specific factors when deciding on whether to accept or to reject a loan application.
• D)None of the listed options are correct.

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Definitions:

Personal Conscious

The part of an individual's consciousness that consists of perceptions, thoughts, and feelings that are directly accessible to them.

Core Pattern

Fundamental and recurring behaviors, thoughts, or emotional responses that are central to an individual's personality or typical reactions.

Wishes

Expressions of desire or hope for something to happen, often implying a longing for change or fulfillment.

Ancestral Experiences

The events, practices, and cultural backgrounds of one's forebears, which can influence attitudes, behaviors, and genetics of subsequent generations.