The Key Factors Entering into the Credit Decision Include

question 12

Multiple Choice

The key factors entering into the credit decision include:

• A)borrower-specific factors that are idiosyncratic to the individual borrower
• B)market-specific factors that have an impact on all borrowers at the time of the credit decision
• C)global-economic factors that have an impact on all FIs at the time of credit decision
• D)borrower-specific factors that are idiosyncratic to the individual borrower and market-specific factors that have an impact on all borrowers at the time of the credit decision

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Definitions:

Intelligence

A complex trait involving the capability to learn from experience, solve problems, and use knowledge to adapt to new situations.

Self-esteem

An individual's own estimation of their value or merit.

Persuasion

Persuasion is the process of convincing someone to do or believe something through reasoning, argumentation, or appeal to emotion.

Political Group

An organization or a collective of individuals with shared political objectives, ideologies, or interests.