Consider the Following Repricing Buckets and Gaps What Is the Annualised Change in the Bank's Future Net

question 23

Multiple Choice

Consider the following repricing buckets and gaps: $$\begin{array} { | l | r | r | r | } \hline \text { Repricing bucket } &{ \text { Assets } } & { \text { Liabilities } } & { \text { Gaps } } \\\hline \text { 1 day } & \$ 50000 & \$ 120000 & - \$ 70000 \\\hline \text { 1 day to 3 months } & \$ 100000 & \$ 70000 & \$ 30000 \\\hline \text { 3 to 6 months } & \$ 100000 & \$ 100000 & \$ 0 \\\hline \text { 6 to 12 months } & \$ 250000 & \$ 80000 & \$ 170000 \\\hline 1 \text { to 5 years } & \$ 75000 & \$ 130000 & - \$ 55000 \\\hline \text { Over 5 years } & \$ 25000 & \$ 100000 & - \$ 75000 \\\hline\end{array}$$ What is the annualised change in the bank's future net interest income if the average rate change for assets and liabilities that can be repriced within one year is an increase of 100 basis points?

• A)$17 000
• B)-$17 000
• C)$13 000
• D)-$13 000

Recognize the implications of the two-step flow model on opinion formation.

Understand the relationship between media producers and active audiences in content interpretation.

Examine how lifestyle enclaves and third places contribute to community building and public life.

Discuss the influence of audience activities on cultural products and societal norms.

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Definitions:

Work In Process

Inventory items that are in the middle of the manufacturing process and are not yet completed products.

Finished Goods

Products that have completed the manufacturing process but have not yet been sold or distributed to end-users.

Job-Order Costing

A cost accounting system used to accumulate costs of individual jobs, typically used in manufacturing firms that produce unique products or jobs.

Direct Labor Costs

The total cost of wages, benefits, and taxes for employees who are directly involved in the production of goods or services.