Which of the Following Statements Is True

question 40

Multiple Choice

Which of the following statements is true?

• A)Measuring and managing credit and interest rate risk are key concerns of general insurance managers.
• B)If pure losses, underwriting losses and other costs are higher and investment yields lower than expected, general insurers suffer a significant amount of deficit reserves.
• C)On average, underwriting cycles measured from peak to peak can last anywhere from 12 to 20 years.
• D)Measuring and managing credit and interest rate risk are key concerns of general insurance managers and if pure losses, underwriting losses and other costs are higher and investment yields lower than expected, general insurers suffer a significant amount of deficit reserves.

Understand the nuances of message delivery and scanning behavior in online content.

Discern the suitability of communication channels for different message types and organizational purposes.

Understand the impact of economic downturns on corporate policies and communication strategies.

Recognize the advantages of electronic communication tools like email and instant messaging.

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Definitions:

PE Ratio

A valuation metric for stocks, calculated by dividing the current market price of a stock by its earnings per share.

Earnings Per Share

A financial metric that divides a company's profit by the outstanding shares of its common stock.

Convertible Preferred Stock

Equity securities that offer the owner the right to convert into a specified number of the company's common stock, often at a pre-determined time.

Common Stock

A type of equity security that represents ownership in a corporation, with rights to vote on corporate matters and receive dividends.