Depository Institutions Are Required by APRA to Be Responsible For

question 53

Multiple Choice

Depository institutions are required by APRA to be responsible for:

• A)their own liquidity management strategy that must include scenario analysis
• B)their own capital management strategy that must include risk analysis
• C)both their own liquidity, capital management strategies and a business continuity plan
• D)None of the listed options are correct.APRA is responsible for the supervision and oversight of all depository institutions.

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Definitions:

Prima Facie Case

An established set of facts in a legal proceeding that is sufficient to prove a case unless it is rebutted by contrary evidence.

Disparate Treatment

An intentional form of discrimination where individuals are treated differently based on their protected characteristics, such as race or gender.

Discrimination

Unfair or unequal treatment of individuals or groups based on characteristics such as race, gender, age, or sexual orientation.

Legitimate Reason

A justifiable, rational basis for a decision, action, or policy, often used in legal or professional contexts.