In the Traditional 'Originate-To-Hold' Banking Model, Where a DI Takes

question 9

Multiple Choice

In the traditional 'originate-to-hold' banking model, where a DI takes short-term deposits and uses them to make loans, the bank usually holds these loans until maturity.This exposes the bank to increased:

• A)operating costs
• B)interest rate and liquidity risk
• C)monitoring costs
• D)All of the listed options are correct.

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Definitions:

Reactance Avoidance

A behavior motivated by the desire to avoid or resist reactions against threats to one's personal freedom or autonomy.

Appearance Self-Esteem

An individual's level of satisfaction or confidence in their own physical appearance.

Store Mannequin

A life-size model used in retail settings to display clothes, accessories, or other goods.

Collective Self-Esteem

The aspect of an individual's self-esteem derived from their identification with, and perceived value of, their social groups.