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Negative externalities exist in the depository sector when:
Generations
Groups of individuals, most often in a society, born and living about the same time, sharing similar cultural experiences or historical events.
Homo Sapiens
The scientific name for modern humans, the only extant species of the genus Homo.
Evolution
The process by which different kinds of living organisms are thought to have developed and diversified from earlier forms during the history of the earth.
Earth
The third planet from the Sun, unique among the planets in the Solar System for hosting life, with a vast diversity of ecosystems and geological features.
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