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The bank would issue a credit memorandum to Maria's Life Management when the bank:
Flat Bones
Bones with a thin, flattened shape, primarily involved in protection of vital organs and providing broad surfaces for muscle attachment.
Irregular Bones
Bones that do not fall into the standard shape categories (long, short, flat), having complex shapes that provide protection, support, and leverage, such as the vertebrae.
Yellow Marrow
Connective tissue filling the cavities of bones; consists primarily of reticular fibers and fat cells; replaces red marrow in long bones and the skull.
Adipose Tissue
A type of body tissue containing stored fat that serves as a source of energy, provides insulation and protection to organs.
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