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The genetic code is:
Interest
The cost that creditors charge for use of their capital.
Moral Hazard
The risk that one party to an agreement can change their behavior to the detriment of another after the transaction has taken place, often due to asymmetrical information.
Bonded
indicates a state of being secured by a bond, involving a financial guarantee or protection against losses.
Shirking
The act of avoiding or neglecting responsibilities, especially in the workplace, leading to reduced productivity or performance.
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