________ Is the Ratio Expressing the Amount of a First

question 39

Multiple Choice

________ is the ratio expressing the amount of a first mortgage lien as a percentage of the total appraised value of real property.

• A)Fixed term
• B)Loan to value
• C)Equity
• D)Good faith estimate

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Definitions:

Civil Commitment

A legal process through which an individual with severe mental illness can be court-ordered into treatment or care.

Dangerousness to Self

A level of risk where an individual's behavior or condition puts them at significant risk of harm or injury to themselves.

Inpatient Psychiatric Facility

A specialized hospital providing intensive treatment and monitoring for severe mental health conditions, where patients stay overnight.

Grave Disability

A condition in which an individual, due to mental illness, is unable to provide for their basic personal needs for food, clothing, or shelter.