All of These Are Considered Predatory Lending Except

question 31

Multiple Choice

All of these are considered predatory lending except:

• A) Payday loans from an institution such as Check Into Cash
• B) Title loans on your automobile
• C) Rent-to-own
• D) Community Credit Union home loan

Comprehend the significance of credit reports and what information they contain.

Understand the criteria used by banks (the 5 Cs of credit) to evaluate creditworthiness.

Know federal consumer credit laws and their protections for consumers.

Appreciate the importance of comparing financial terms and recognizing consumer rights in credit and loan situations.

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Definitions:

Critical Thinking Skills

The ability to think clearly and rationally, understanding the logical connection between ideas, and critically evaluating arguments and evidence.

Adverse Medication Error Hotline

A dedicated phone service for reporting and seeking advice on negative effects caused by medication errors.

Biased Manner

An inclination or prejudice for or against one person or group, especially in a way considered to be unfair.

Physical Therapist

A healthcare professional who specializes in the physical treatment of patients to improve mobility, relieve pain, and prevent or limit permanent physical disabilities.