On the Bases of Both Fatalities and Injuries,the Greatest Hazard

question 39

Multiple Choice

On the bases of both fatalities and injuries,the greatest hazard to construction workers is probably

• A)electrocution
• B)falls
• C)vehicle or construction equipment rolling over
• D)getting run over by a vehicle or construction equipment

Explain the concept of premium and its significance in insurance policies.

Distinguish between the insurer and the insured.

Understand how life insurance policies can be modified and their implications.

Recognize the conditions under which insurance policies can be void or voidable.

---

Definitions:

Factor Analysis

An analytical approach employed to account for the variability in observed, interconnected variables through fewer, unseen variables referred to as factors.

Bivariate Approach

A statistical or research method that involves the analysis of two variables to determine the empirical relationship between them.

Personality Dimensions

Fundamental attributes that capture the various aspects of a person's character and behavior, such as introversion/extraversion or openness to experience.

Neuroticism

A personality trait characterized by anxiety, fear, moodiness, worry, envy, frustration, jealousy, and loneliness.