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The mass number is equal to
Cash-Surrender Value
The amount an insurance policyholder receives upon cancellation of a contract before its maturity or an insured event occurs.
Moral Hazard
The situation in which one party is more likely to take risks because another party bears the cost of those risks.
Deductibles
The amount an insured person is required to pay out of pocket before an insurance company covers any expenses.
Co-Payments
Fixed amounts that an insured person is required to pay at the time of receiving medical service, with the balance covered by their health insurance.
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