When Pledging a General Line of Receivables as Security for a Loan

question 10

Multiple Choice

When pledging a general line of receivables as security for a loan normally the loan-to-value ratio is in the order of:

• A)90-95%.
• B)70-75%.
• C)50-55%.
• D)85%.

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Definitions:

Richard Lazarus'

Associated with the psychology of emotion and stress, Lazarus developed the cognitive-mediational theory which suggests that the interpretation of an event is more important for the stress response than the event itself.

James-Lange Theory

A theory of emotion suggesting that physiological arousal precedes the experience of emotion.

Facial Feedback Effect

The hypothesis positing that facial muscle movements can affect the experience of emotions.

Behavior Feedback Effect

The phenomenon in which one's behavior can influence and change one's attitudes or feelings, often related to how consistently one's actions reflect personal values.