A Large Proportion of the Covenants and Restrictions Contained in Loans

question 38

Multiple Choice

A large proportion of the covenants and restrictions contained in loans to finance ADC of commercial properties are directed at the:

• A) lender
• B) seller
• C) agency problems d developer

---

Definitions:

Somnambulism

The medical term for sleepwalking, a phenomenon where a person walks or performs other complex behaviors while in a state of sleep.

REM Behavior Disorder

A sleep disorder where people physically act out vivid, often unpleasant dreams with vocal sounds and sudden, violent arm and leg movements during REM sleep stages.

Sleep Apnea

A disorder in which a person, while asleep, stops breathing because the throat closes; the condition results in frequent awakenings during the night.

Hypnosis

A state of heightened focus and concentration, often with increased suggestibility, typically induced by a hypnotist.