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You wish to purchase real property.The lender will give you a $145,000 fixed?-rate,thirty?year mortgage at 7.50%,three discount points,monthly payments.Suppose that,before you make any payments,you receive a pay raise so you pay an extra $100 per month with your normal payment.How many payments are required to fully amortize the loan assuming the extra $100 is paid each month?
Hidden Curriculum
Teaches students what will be expected of them as conventionally good citizens once they leave school.
Good Citizens
Individuals who actively contribute to the well-being of their community by obeying laws, voting, and participating in civic activities.
Preconventional
Refers to the first level of Kohlberg's stages of moral development, where behavior is guided by the consequences of actions (punishment, reward) rather than internalized moral principles.
Fairness And Equality
The principles of treating people justly, without discrimination, and ensuring equal opportunities and rights for all members of society.
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