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To cover the costs that result if some aspect of the business causes harm to a third party or someone else's property,a firm would purchase:
Barbiturates
Sedative and hypnotic drugs derived from barbituric acid that are used to treat anxiety, insomnia, and seizure disorders, but are associated with high risk of dependence.
Opiates
A class of drugs derived from opium that are used for pain relief, but can also be addictive.
Illegal Drug
Substance whose production, sale, or possession is prohibited by law.
Judgment
The ability to make considered decisions or come to sensible conclusions.
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