The cash flows for four investments have been identified as follows: 
Based on the above information, and with an interest rate of 5%, which is the best investment?
Definitions:
Self-Efficacy
A person's confidence in their ability to perform actions that lead to desired outcomes.
Intrinsic Motivation
Act of doing something for its inherent satisfaction rather than for some separable consequence or external reward.
Academic Stability
The ability to maintain consistent academic performance and engagement over time.
Extrinsic Motivation
Motivation that is driven by external rewards such as money, fame, grades, or praise.
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