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What is the effective annual rate (EAR) ?
Personal Observation
Direct witnessing or monitoring of events, behaviors, or activities, used as a basis for drawing conclusions or gathering data.
Online Search
The process of using the internet to locate information, resources, or data through search engines or specific websites.
Gathering Information
The collection of data, facts, and insights from various sources to support decision-making, analysis, or research.
Primary Research
Original research conducted first-hand to collect new data or information directly related to a specific question or issue.
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