Which of the following investments has a higher present value, assuming the same (strictly positive) interest rate applies to both investments? 
Definitions:
Skin Colour
The pigmentation of someone's skin determined by genetic, environmental, and health factors, often a subject of social and cultural significance.
Dorsalis Pedis Pulse
is the pulse located on the top of the foot, which can be felt over the dorsalis pedis artery, indicating blood flow to the area.
Femoral Pulse
The palpable beat of the heart that can be felt over the femoral artery, usually in the groin area, used to assess circulation to the lower body.
Popliteal Pulse
The pulse felt at the back of the knee, an indicator of blood flow through the popliteal artery and into the lower leg.
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