INSTRUCTIONS: Choose the Word or Phrase in [ ] Which

question 8

Multiple Choice

INSTRUCTIONS: Choose the word or phrase in [ ] which will correctly complete the statement.
-The majority of reduction in consumer indebtedness is due to [loan defaults | loan repayments]

• A)for the first item
• B)for the second item
• C)if neither item will correctly complete the statement.

---

Definitions:

Growth of People

The development or improvement of individuals in various aspects such as skills, knowledge, personal attributes, and overall capability, often a goal in educational and professional contexts.

Golem Effect

A psychological phenomenon where lower expectations placed upon individuals either by themselves or others lead to poorer performance.

Failure Syndrome

A persistent feeling or belief of inadequacy rooted in repeated experiences of failure or lack of success.

Personal Conditions

The circumstances or factors that pertain to an individual's life, including health, financial status, and personal relationships.