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A consumer loan probably would not be used to
Mobbing
A form of bullying in which an individual is repeatedly harassed, intimidated, or mistreated by a group in a workplace or other setting.
Intimidates
To frighten or overawe someone, often to make them do what one wants through fear or the threat of force.
Negative Behaviour
Actions or conduct that are harmful, disruptive, or undesirable within a given context.
Trickle Down
A concept typically used in economics, suggesting that benefits for the wealthy will "trickle down" to everyone else; in other contexts, it can refer to the gradual spread of practices or benefits from higher to lower levels within a hierarchy.
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