Bob and Barbara Castle Are Each 39 Years Old and Have

question 5

Multiple Choice

Bob and Barbara Castle are each 39 years old and have sought your advice with regard to their financial affairs.Bob is a school administrator making $75,000 per year and Barbara is not employed outside of the home.The Castles' net worth is approximately $190,000.They have three kids ages,6,10,& 14.You have determined that the Castles currently have adequate life,health,auto,and homeowner's insurance.Which of the following forms of insurance is likely to fulfill their highest priority risk management need?

• A) Supplemental major medical insurance
• B) Disability income insurance
• C) Critical illness insurance
• D) Long-term care insurance
• E) Additional life insurance

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Definitions:

Percussion

In medicine, a diagnostic technique where the body surface is tapped lightly to determine the condition of the organs underneath or in music, the family of instruments played by striking them with sticks or hands.

Air Or Fluid

Refers to either gas (air) or liquid (fluid) substances, which have different properties and can be found in various contexts, especially in science and engineering.

Overall Health

The holistic state of physical, mental, and social well-being, not merely the absence of disease or infirmity.

Skin

The soft outer covering of vertebrates, serving as a protective barrier against environmental hazards and regulating body temperature.