Suppose Janet,a Skilled Neuro-Surgeon,became Unable to Perform Surgery Because of Severe

question 77

Multiple Choice

Suppose Janet,a skilled neuro-surgeon,became unable to perform surgery because of severe arthritis.Which of the following is not true?

• A) If Janet has a disability policy with an "own occupation" definition of disability,she will probably collect some benefits.
• B) If the policy contains an "own occupation" definition of disability,the insurer will provide coverage only if Janet would not be able to perform another type of job such as teaching or consulting.
• C) If the policy contains an "any occupation for which reasonable suited" definition of disability,the insurer will attempt to determine if there is another job for which Janet is suited and is still able to perform.
• D) A policy with an "own occupation" definition is generally more expensive than a policy with an "any occupation for which reasonable suited" definition of disability.
• E) If Janet has a policy with residual benefit option,she will get a portion of the benefits if she works for a lower salary.

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Definitions:

Renal Vein

A blood vessel that carries filtered blood away from the kidney and back toward the heart.

Ulnar Vein

A vein located in the forearm that drains blood from the hand and forearm back towards the heart, part of the superficial venous system of the arm.

Aortic Arch

The aortic arch is the curved portion of the aorta, the major artery in the body, which branches out to supply blood to the head, neck, and arms.

Subclavian Artery

A major artery that supplies blood to the thorax, neck, and arms, located below the clavicle.