Which of the Following Benefits Is Allowed by the "Coordination

question 9

Multiple Choice

Which of the following benefits is allowed by the "coordination of benefits" provision in a health insurance policy?

• A) Allows the policy holder to be double-covered for the same loss
• B) Provides broader coverage than a policy without such provision
• C) Often results in lower cost insurance premiums
• D) Drops pre-existing conditions clauses from a policy
• E) All of the above

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Definitions:

Led Directly

Caused or resulted in something in a straight or unambiguous way, without any intermediaries or diversions.

Strictly Liable

A legal concept where a party is held responsible for damages or losses regardless of fault or intention.

Last Clear Chance

A legal doctrine allowing a plaintiff to recover damages even if they were partly at fault, if the defendant had the last opportunity to avoid the accident.

Voluntarily Assumed Risk

A legal principle where an individual knowingly exposes themselves to a known danger or risk.