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The HO-3 form is a good policy for first-time buyer owners because it is a named perils policy.
English Channel
The body of water that separates Southern England from northern France, and links the North Sea to the Atlantic Ocean.
Terminal Punctuation
The punctuation marks used to denote the end of a sentence, namely the period (.), question mark (?), and exclamation point (!).
Cinnamon
A spice obtained from the inner bark of several tree species from the genus Cinnamomum, used in both sweet and savory foods.
Cumin
A flowering plant in the family Apiaceae, whose seeds are used as a spice for their distinct flavor.
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