Examlex
A testator can revoke a will by making a later will that is inconsistent with a former will.
Debt Collector
An individual or company that collects debts owed by consumers, often on behalf of a creditor.
Civil Penalty
A financial penalty imposed by a government agency as punishment for violating a civil law or regulation, distinct from criminal penalties.
Cease-and-Desist Order
A legal order issued by a government authority or court directing a person or entity to stop an illegal or questionable activity immediately.
Substantial Harm
Significant or considerable damage, injury, or adverse impact.
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