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There is no unique breakeven point when there are multiple cost drivers.
Regular Premium
Periodic payments made for an insurance policy.
No-fault Insurance
An auto insurance policy wherein insured individuals are compensated by their own insurer, regardless of fault, in the event of an accident.
Collision Deductible
The out-of-pocket expense that a policyholder must pay before an insurance company covers the cost of damage in a collision.
Annual Premium
The amount of money paid per year to keep an insurance policy active.
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