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What are three important forms of long-term debt?
Multicultural Perspectives
Approaches that recognize, respect, and integrate diverse cultural backgrounds and viewpoints into practices, discussions, and understandings.
Special External Pressures
Unique or extraordinary influences or demands from the environment or society that impact individuals or groups in specific ways.
Group Therapy
A form of psychotherapy that involves one or more therapists working with several individuals at the same time.
Social Skills
The abilities necessary for effective and appropriate interaction and communication with others.
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