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Creditors
Individuals or institutions to whom money is owed by a debtor for provided goods or services, or as a result of a loan agreement.
Hardship Cases
Situations or individuals experiencing severe hardship or difficulties, often considered for special assistance or exemption from certain requirements.
Underinsured
A term describing individuals who have insurance coverage but the coverage is inadequate to cover medical expenses or healthcare needs.
Elderly
A term referring to individuals who are significantly beyond the average age of retirement, typically indicating those who are aged 65 years and older.
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