In What Circumstances Can a Record of Advice (ROA) Document

question 19

Essay

In what circumstances can a record of advice (ROA) document be prepared for a financial planning client and what format does the financial planner need to follow in its preparation?

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Definitions:

Lateral Recumbent

A body position where the patient lies on their side, which can aid in breathing and relieve pressure on certain areas of the body.

Skin Cancer Prevention

Measures taken to protect the skin from the harmful effects of UV radiation, thereby reducing the risk of developing skin cancer.

Oral Contraceptive Prescription

A medical order for pills taken orally to prevent pregnancy, utilizing hormones to regulate or stop ovulation.

Broad-Spectrum Sunscreen

A sunscreen product that offers protection against both UVA and UVB rays of the sun, helping to prevent sunburn and reduce the risk of skin cancer.