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Methods of minimising insurance premiums from the insurer's perspective include:
Male-male Friendships
Social relationships between men characterized by companionship, emotional bonds, and mutual support.
Long-term Relationship
A romantic relationship between two individuals that lasts a significant period of time, often characterized by emotional attachment, commitment, and mutual support.
Romantic Partner
An individual with whom one shares a deep personal connection and romantic or intimate relationship.
Longitudinal Research
A research design that involves repeated observations of the same variables over short or long periods of time to identify changes or developments.
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