Exhibit 13-3
To test whether or not there is a difference between treatments A, B, and C, a sample of 12 observations has been randomly assigned to the 3 treatments. You are given the results below. 
-Refer to Exhibit 13-3. The test statistic to test the null hypothesis equals
Definitions:
Insurance Policy
A contract between an insurer and a policyholder that specifies the terms under which the insurer agrees to pay for losses or damages to the insured.
Arbitration Clause
An arbitration clause is a section in a contract that requires the parties to resolve disputes through arbitration instead of going to court.
Insurance Dispute
A disagreement between an insurance provider and a policyholder regarding the coverage or compensation terms of an insurance policy.
Commercial General Liability Policy
An insurance policy designed to provide coverage to businesses for bodily injury, personal injury, and property damage caused by the business’s operations or products.
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