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Derek, age 46, is a surviving spouse.If he has itemized deductions of $12,100 for 2012, Derek should not claim the standard deduction.
Smelted
The process of extracting a metal from its ore by heating and melting.
Carload
A shipping term denoting the minimum quantity of cargo required for a shipper to qualify for a reduced rate.
Hormone-Free
Refers to animals raised without the use of growth hormones, often used in reference to meat or dairy products.
Stress-Free
A state or condition where an individual experiences no or minimal stress, leading to a sense of calm and tranquility.
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