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Which of the following is the correct formula to calculate the debt ratio?
Tort
A wrongful act or infringement of a right leading to civil legal liability, not arising from a contract, but through negligence, defamation, and other such acts.
Electrician
A skilled tradesperson who installs, maintains, and repairs electrical systems and equipment.
Agent
An individual or entity authorized to act on behalf of another (the principal) in dealings with a third party.
Owner
An individual or entity that legally possesses property, rights, or titles.
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