Why Is It Difficult for Almost Half of Americans to Save

question 49

Multiple Choice

Why is it difficult for almost half of Americans to save for retirement?

• A) They are living beyond their means.
• B) Financial pressures are too high.
• C) They don't have pension or retirement savings plans.
• D) They have unlimited needs and wants.

---

Definitions:

Negative Emotionality

Refers to a personality trait characterized by a tendency to experience negative emotions such as anger, anxiety, or depression more frequently and intensely than others.

Emotions

Complex psychological states involving physiological arousal, expressive behaviors, and conscious experience.

Unstable Relationships

Relationships characterized by frequent changes or lack of consistency and security.

Depressive Episodes

Periods characterized by feelings of extreme sadness, hopelessness, and a lack of interest or pleasure in activities.