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Below is a list of unsecured items that may arise during a Chapter 7 liquidation.
a.Wages up to $4,000 earned within 90 days before the filing.
b.Tax claims of a government unit.
c.Debts incurred after commencement of involuntary bankruptcy but before the order for relief.
d.Claims of general creditors not granted priority.
e.Deposits up to $1,800 each for goods or services never received from the debtor.f.Expenses to administer the estate.g.Unpaid contributions to employee benefit plans arising from service performed up to 180 days before filing, up to $4,000 per employee covered.
Self-serving Bias
The common tendency to attribute positive events to one's own character but attribute negative events to external factors.
Self-esteem
An individual's subjective evaluation of their own worth, encompassing beliefs about oneself as well as emotional states.
Extraversion
A personality trait marked by outgoingness, high energy, and positive emotions towards social interactions.
Spotlight Effect
The conviction that people are more focused on how one looks and acts than is actually the case.
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