[Solved] Under a compensating balance agreement: A) the minimum compensating balance is considered a cash equivalent. B) the compensating balance is available for day-to-day use. C) the net result is that the actual interest rate is higher than the stated interest rate. D) all of the above are true. Pedophilia: A psychiatric disorder characterized by an adult having a primary or exclusive sexual attraction to prepubescent children. Voyeurism: A paraphilic disorder involving achieving sexual pleasure from watching unsuspecting individuals who are naked, in the process of disrobing, or engaging in sexual activity. Depression: A common but serious mood disorder that affects how you feel, think, and handle daily activities, characterized by persistent feelings of sadness or loss of interest. Dementia: A group of symptoms affecting memory, thinking, and social abilities severely enough to interfere with daily functioning.