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Margaret owns land that appreciates at the rate of 10% each year. Ralph owns a zero-coupon (i.e., all of the interest is paid at maturity but is taxed annually) corporate bond with a yield to maturity of 10%. At the end of 10 years, the bond will mature and the land will be sold. At the end of the 10 years,
"Survival of the Fittest"
A phrase often associated with natural selection, describing the process by which organisms better adapted to their environment tend to survive and produce more offspring.
Self-Awareness
The act of knowing one's own identity, emotions, reasons behind actions, and desires.
Ingroup
A group to which an individual belongs and identifies with, often leading to an "us" versus "them" mentality.
Adaptation
The process by which individuals adjust to changes in their environment or circumstances, often to maintain or improve functionality.
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