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Define direct cost.
Near Death Experience
A personal experience associated with death or impending death, often characterized by certain perceptions including a tunnel, light, or detachment from the body.
Chronic Illness
A long-term health condition that persists for months or years, often requiring ongoing medical attention and impacting daily living.
Organized Beliefs
A set of systematically arranged convictions or doctrines, often forming the basis of a political, moral, or philosophical stand.
Higher Power
A spiritual entity or force believed to be greater than oneself, often a central concept in various religious and spiritual practices.
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