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Explain why a bank would not like to hold excess reserves.
Informed Consent
A process ensuring that a participant is fully aware of and understands the potential risks and benefits involved in a therapeutic or clinical intervention before agreeing to partake.
Decisional Capacity
The capability of an individual to make informed, independent decisions about their own healthcare or personal matters.
Psychotic Disorders
Mental health conditions characterized by an impaired relationship with reality, including symptoms like delusions, hallucinations, and disorganized thinking.
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