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The spread is the difference between the interest rate that a bank pays to borrowers and the interest rate it charges depositors.
Notes Receivable
Claims against debtors documented through promissory notes that promise future payment of money.
Note Receivable
A written promise for the payment of a specified amount of money, with interest, by a set date or on demand to the holder of the note.
Interest
The charge for borrowing money, calculated as a percentage of the amount borrowed, or the return earned on invested funds.
Notes Receivable
Financial assets representing rights to receive payments of principal and interest from debtors under terms specified in promissory notes.
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