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Database systems, artificial intelligence programs and voice-recognition software are examples of
Effective Interest Rate
The actual cost of borrowing or the actual yield on savings, taking into account the compounding of interest over time.
Market Interest Rate
The prevailing rate of interest that is available on investments, influencing the cost of borrowing and lending money.
Periodic Bond Interest
Regular interest payments made to bondholders during the life of a bond.
Present Value
The current value of a future sum of money or stream of cash flows given a specified rate of return, used in discounting and investment appraisal.
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