Many Teachers Underestimate the Abilities of Ethnic Minority Children in Their

question 202

Multiple Choice

Many teachers underestimate the abilities of ethnic minority children in their classes, which may hurt the students' chances for success due to the occurrence of a(n)

• A) Barnum effect.
• B) anthropomorphic error.
• C) placebo effect.
• D) self-fulfilling prophecy.

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Definitions:

Creditworthiness

Creditworthiness is an evaluation of an individual's or company's ability to repay a debt based on their financial history and current financial status.

Provisions

Estimates of future costs or liabilities that a company recognizes on its financial statements, reflecting expected obligations.

Conflicts of Interest

Situations where an individual's or organization's responsibilities or interests conflict, potentially compromising decision-making or actions.

Default Risk

The risk that a debtor will not make the required payments on their obligations, leading to financial loss for the creditor.