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A black hole is
Present Value
The current financial value of money or cash flows that will be obtained in the future, factored by a particular rate of return.
Annuity
An economic device offering a steady series of disbursements to someone, commonly utilized as a financial support for retired individuals.
Market Rate
The prevailing rate at which a particular good, service, or asset is bought and sold in a free market.
Present Value
The current financial value of a future cash sum or series of inflows, adjusted with a determined rate of return.
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